shutterstock_potholesWould you drive your car without insuring it? No way! It would set me back both financially and lifestyle-wise if I had an accident and had to replace my own (and perhaps somebody else’s) car.

I mean, I could get by without a car… I could ride one of those trendy vintage cruisers (perhaps not through a Melbourne winter). I could catch public transport. I could even borrow my Dad’s not-so-trendy Valiant now and then.

While I could get away without a car I would prefer not to.

This is why I can never understand why people insure their cars but don’t insure their incomes – quite likely their greatest asset.

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