I mean, I could get by without a car… I could ride one of those trendy vintage cruisers (perhaps not through a Melbourne winter). I could catch public transport. I could even borrow my Dad’s not-so-trendy Valiant now and then.
While I could get away without a car I would prefer not to.
This is why I can never understand why people insure their cars but don’t insure their incomes – quite likely their greatest asset.