shutterstock_195738788I’m often asked whether it’s best to pay off your mortgage first or salary sacrifice money into superannuation. With interest rates at a historical low and the average balanced super fund returning just under 10% in the 2013/14 year* it’s an important question.

The answer to this question is never the same; your age, your income and ability to take a disciplined approach to this strategy will all play a part in whether it’s right for you.

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